Fees and Discounts

Transparent fees

These are the ongoing annual fees and costs:

Administration fees and costs

 
Balances under $1,000
 
Balances $1,000 and above
 
Dollar based administration fee p.a.
 
$0
 
$78
 
 
+
 
+
 
Percentage based administration fee p.a.
 
$0
 
0.489%
 

Investment Fees

The investment fee p.a. will depend on the investment options you have chosen.
Balanced
 
0.158%
Growth
 
0.128%
High Growth
 
0.117%

Transaction Costs

Transaction costs p.a.
 
0%

Three examples

Let’s assume you chose the High Growth investment option;
  
Dollar based administration fee p.a.
   
Percentage based administration fee p.a.
   
Investment fee p.a.
   
Transaction costs p.a
Your balance is $800
Your fees
=
$0
+
$0
+
$0.94
+
$0
Your balance is $7,000
Your fees
=
$78
+
$34.23
+
$8.19
+
$0
Your balance is $25,000
Your fees
=
$78
+
$122.25
+
$29.25
+
$0
A buy-sell spread will also apply. This fee is incurred every time units in an investment option are bought and sold. See the Additional Explanation of Fees and Costs in the Reference Guide for more information.
These examples don’t include the extra reduction in fees from our loyalty discount program.

Fee cap for balances under $6,000.

By legislation, if your account balance at the end of the financial year is less than $6,000, fees relating to administration and investment are capped at 3% of your account balance. Any amount charged in excess of that cap will be refunded to your account.

Rewarding loyal members

We have a loyalty discount program that reduces fees for members who continue to contribute and stay with the fund.
You’ll automatically be enrolled in the program as soon as your balance reaches $1,000. As long as you remain a member of the Fund for the next 12 months, and receive a contribution to your account during this period, you will be eligible for the fee rebate. You will continue to be eligible for the fee rebate if you receive a contribution into your super account every 12 months.
Examples of eligible contributions include employer contributions, rollovers, government co-contributions and personal contributions.
You will continue to move up loyalty levels every 12 months but will only receive the loyalty fee rebate if you receive a contribution to your account in that period. The discount is calculated off your percentage-based administration fee and is paid as a refund at month end after the 12 month anniversary date.
Loyalty Discount Program
Level
Year
Bronze
1
Bronze Plus
2
Silver
3
Silver Plus
4
Gold
5
Gold Plus
6
Platinum
7
ABN 43 905 581 638
USI 43 905 581 638 021

Professional Super

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You should consider the Product Disclosure Statement, Reference Guide, Financial Services Guide and Target Market Determination before making a financial decision about this product.

This is general information only and does not take account of your personal objectives, financial situation or needs. Before acting on it, consider if the information is appropriate and whether you need to speak to an accredited professional. When considering financial returns, past performance is not indicative of future performance.

This product is issued by Diversa Trustees Limited (ABN 49 006 421 638; AFSL No. 235153; RSE Licence L0000635) as trustee for Professional Super which is a sub-fund of OneSuper (ABN 43 905 581 638; RSE R1001341). Professional Superannuation Management Pty Ltd (ABN 31 617 160 791; AFSL No. 499786) (PSM) is the Promoter of Professional Super, which is marketed under multiple brands including Professional Super.

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